mortgage advice
We have very good relationships with all the Spanish banks, we regularly arrange for (English speaking) Spanish bank managers and mortgage brokers to contact our clients or meet in our office to help with mortgages applications.
We can recommend the bank that is giving the best deals at that time and cutting out a private mortgage broker will save you up front fees. Banks are currently offering around 60-70% of the property value or purchase price, whichever is the lower (subject to status).
Please find below a list of required documents for applying for a Spanish mortgage:
1) Copy of Passports.
2) Copy of current Experian or similar Credit Report.
3) Last 6 months payslips, if employed.
4) Copies of your last 2 years audited accounts, if self employed.
5) Proof of any other income for you / your partner, if applicable (pension payments etc).
6) Copy of last 6 months bank statements showing above payslip payments.
7) Copy of P60’s (official yearly tax form) or equivalent for country.
Once the banks have the above paperwork they normally give an answer within a week and then move to valuation immediately.
For general information or inquiries about buying property on the Costa del Sol or anywhere in Andalucia, please contact Harry: Phone (UK): +44 739 44444 80 / Email: costadelsolpropertysales@gmail.com
We can recommend the bank that is giving the best deals at that time and cutting out a private mortgage broker will save you up front fees. Banks are currently offering around 60-70% of the property value or purchase price, whichever is the lower (subject to status).
Please find below a list of required documents for applying for a Spanish mortgage:
1) Copy of Passports.
2) Copy of current Experian or similar Credit Report.
3) Last 6 months payslips, if employed.
4) Copies of your last 2 years audited accounts, if self employed.
5) Proof of any other income for you / your partner, if applicable (pension payments etc).
6) Copy of last 6 months bank statements showing above payslip payments.
7) Copy of P60’s (official yearly tax form) or equivalent for country.
Once the banks have the above paperwork they normally give an answer within a week and then move to valuation immediately.
For general information or inquiries about buying property on the Costa del Sol or anywhere in Andalucia, please contact Harry: Phone (UK): +44 739 44444 80 / Email: costadelsolpropertysales@gmail.com
